Disclaimer

Aghaz Investment Advisors, LLC (“Aghaz”) is a registered investment adviser. Information presented herein is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Readers of the information contained on this website should be aware that any action taken by the viewer/reader based on this information is taken at their own risk. This information does not address individual situations and should not be construed or viewed as any typed of individual or group recommendation. Be sure to first consult with a qualified financial adviser, tax professional, and/or legal counsel before implementing any securities, investments, or investment strategies discussed.

The performance shown represents only the results of Aghaz’s model portfolios for the relevant time period and do not represent the results of actual trading of investor assets. Model portfolio performance is the result of the application of the Aghaz’s proprietary investment process. Model performance has inherent limitations. The results are theoretical and do not reflect any investor’s actual experience with owning, trading or managing an actual investment account. Thus, the performance shown does not reflect the impact that material economic and market factors had or might have had on decision making if actual investor money had been managed.

Model portfolio performance is shown net of the model advisory fee charged by Aghaz and sample trading costs based on our Custodian DriveWealth’s trading costs. Performance does not reflect the deduction of other fees or expenses, including but not limited to brokerage fees, custodial fees and fees and expenses charged by mutual funds and other investment companies. Performance results shown include the reinvestment of dividends and interest on cash balances where applicable. The data used to calculate the model performance was obtained from sources deemed reliable and then organized and presented by Aghaz.

The performance calculations have not been audited by any third party. Actual performance of client portfolios may differ materially due to the timing related to additional client deposits or withdrawals and the actual deployment and investment of a client portfolio, [optional -the reinvestment of dividends], the length of time various positions are held, the client’s objectives and restrictions, and fees and expenses incurred by any specific individual portfolio.

Benchmarks: The performance results here reflect potential savings from a template Aghaz investment portfolio and are compared to the performance of purchashing Gold or keeping cash in an interest-based savings account.

Return Comparison: Where applicable, the Dow Jones, S&P 500 and NASDAQ indices was chosen for comparison as they are generally well recognized as an indicator or representation of the stock market in general and includes a cross section of equity holdings. The following assumptions are made regarding potential returns. The index results do not reflect fees and expenses and you typically cannot invest in an index. These are only assumptions for illustrative purposes and no guarantees, explicit or implicit, are offered.

Interest Rate: 2.05%

Rate of Inflation: 2.1%

Return from Gold: 6%

Projected returns from Aghaz model portfolios:

• Conservative: 8%
• Moderately Conservative: 12%
• Balanced: 14%
• Moderately Aggressive: 16%
• Aggressive: 18%

The index / indices used by Aghaz have not been selected to represent an appropriate benchmark to compare an investor’s performance, but rather are disclosed to allow for comparison of the investor’s performance to that of certain well-known and widely recognized indices. Indices are typically not available for direct investment, are unmanaged and do not incur fees or expenses.

The results do not represent actual trading and actual results may significantly differ from the theoretical results presented. Past performance is not indicative of future performance.

Last updated: July 1, 2021.